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    FIDO http://www.fido.asic.gov.au

    Fido is the consumer website of the Australian Securities and Investment Commission (ASIC). ASIC is the consumer protection regulator for financial services. It contains guides and information for consumer wanting to understand their financial situation.

    National Information Centre on Retirement Investments (NICRI). http://www.nicri.org.au/

     This is a Government Funded centre who's aim is to provide an accessible, independent source of information concerning financial and investment products of importance to investors.

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    Corporate Authorised Representative of SECURITOR Financial Group Ltd
    ABN 48 009 189 495
    Australian Financial Services Licensee 240687

    General Advice Warning

    The information in this website is general in nature and is provided purely as a guide to financial areas and strategies which may be pertinent to your situation and which you can then discuss with the appropriate adviser. This General advice has not taken into account any of your personal needs and objectives or your financial situation. Before taking any action to use any financial products mentioned on this website or to try and develop any personal financial strategies from the information provided you should consider whether that is appropriate having regard to your own objectives, needs and financial situation.

    You should obtain the Product Disclosure Statement relating to any relevant financial product mentioned on this website (which contains full details of the terms and conditions of the relevant financial product) and consider it before making any decision about whether to acquire that financial product.

    You should obtain advise from appropriate expert in areas of tax, legal, financial planning or other area on any financial strategy suggested in this website and discuss its application to your situation.